3 Ways to know Your Health Insurance Company Is Scamming You

The increasing number of consumers of health insurance has led to the mushrooming of scam health insurance providers. Service providers often target retirees looking for new and old individuals and small business owners, who can not negotiate better rates with legitimate insurers. Please be careful before you invest in health policy. Read on various media associated with it is to find ways for you to avoid the health insurance companies that might fool you. Here are 3 types of insurance providers which can be categorized scam:


1. Failure to pay claims

Usually, health insurance fraud agent to register large numbers of people quickly by offering them lucrative deals. Insurance service providers continue to pay a small amount of premiums and medical claims, but if there is a large number of claims or the regulators who turned to them, the companies illegally vanish as if they never existed.

So, be careful if you get delayed payment

2. non-licensed health

If the insurance company where you purchased your health policy is not licensed by the State Insurance Commissioner, you could be in trouble. If all the insurance protection regulations do not apply to your service provider, the company may be false. In this case your service provider deceive you by selling non-licensed health plan.


always remember the insurance agent is not allowed to sell Erisa legitimate or union plan as federal law to regulate them. So, if your insurance agent to try to fool you by selling "Erisa" or "union" plan, report them to your state insurance department.


3. Coverage that is not customarily offered at a lower level

If you offer unusual coverage regardless of your health condition and also at lower levels and many more benefits compared with other insurance, the time for you too hit the panic button. Do not be fooled by the offer of a lucrative, others that can be taken for a ride. The purpose of these con men to collect large quantities as early as possible so, they tried to sell the maximum number of policies at attractive prices.

So be careful if you buy health insurance, you should buy health insurance from an insurance company authorized without going through an insurance service provider is suspicious.